Finance Packages

Finance Packages Available

In need of new gear but the pennies just don't stretch far enough?

Why not spread or defer the cost of your new equipment purchase with one of our excellent finance options, spreading your payments from 6 to 48 months. Choose from BNPL (Buy Now Pay Later )*, Low Cost Interest Bearing or Interest Free Credit **

Simply apply on line or call the sales team who can arrange to do the finance paperwork over the phone or in store. It usually takes around 2 minutes and that new gear could be yours today!

*BNPL maximum loan amount is £2,500. **Interest free is available on selected items only.***10% Deposit is the minimum deposit that can be paid on any finance agreement. You can pay more which will bring down your monthly payments. Part exchange of your used equipment can be used as your deposit, by arrangement.

buy now pay later

Our Buy Now - Pay Later (BNLP) option is a very flexible way of getting your new gear by only paying the 10% deposit now and then in 6 months time (or sooner if possible), you choose to take Option 1 and pay off the balance outright and incur no interest charge* or take Option 2 and pay the remaining balance over 42 months at 19.89% APR interest****.

Typical Examples:

Option 1:

Product Cash Price: £1,799.00
Deposit Payable: £179.90***
Balance Payable in 6 Months: £1,619.10
Total Amount Payable: £1,799.00****
Interest Charged: £0.00
Representative APR: 0%

****If the balance is not paid in full on or before the anniversary of the 6 months period , the finance agreement will automatically fall onto a 42 month interest bearing finance agreement at 19.89% APR.  

Option 2:

Product Cash Price: £1,799.00
Deposit Payable: £179.90***
Balance Payable in 42 Months: £1,619.10
Initial 6 Monthly Payments: £0.00
Further Monthly Repayments: 42
Monthly Instalment: £56.59
Total Amount Payable: £2,556.68****
Interest Charged: £757.68
Representative APR: 19.89%

Note: You have the right to repay the full amount of the credit together with a settlement fee of £29.00 at any time up to the date on which your first monthly instalment falls due. If you exercise the buy now pay later repayment option you will not pay any interest on the credit.

*** 10% Deposit is the minimum deposit that can be paid on any finance agreement. You can pay more, which will bring down your monthly payments. Part exchange of your used equipment can be used as your deposit, by arrangement


low rate finance available

Our low-rate interest bearing credit option allows you to pay just a 10% deposit on the product and then pay the remaining price balance from 6 to 36 months. With a respectable 9.9% APR interest payable, this option is ideal for those wanting to spread the payment.

Typical Example:

Product Cash Price: £1,799.00
Deposit Payable: £179.90***
Balance Payable: £1,619.10
Monthly Repayments: 12
Monthly Instalment: £141.95
Total Amount Payable: £1883.30
Interest Charged: £84.30
Representative APR: 9.9%

*** 10% Deposit is the minimum deposit that can be paid on any finance agreement. You can pay more, which will bring down your monthly payments. Part exchange of your used equipment can be used as your deposit, by arrangement


interest free credit available

Our Interest Free Credit options available on selected items only allows you to pay just 10% deposit on the item and pay the remaining balance over 9 months with no interest charge.

Typical Example:

Product Cash Price Price: £1500.00
Deposit Payable: £150.00  ***
Balance Payable: £1350.00
Monthly Repayments: 9
Monthly Instalment: £150.00
Total Amount Payable: £1500.00
Representative APR: 0%

*** 10% Deposit is the minimum deposit that can be paid on any finance agreement. You can pay more, which will bring down your monthly payments. Part exchange of your used equipment can be used as your deposit, by arrangement

All credit is subject to status. Full written details are available upon request. Finance underwritten by V12 retail Finance.